MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms

Krista Naldjian
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Are you ready to finally break free from a never ending cycle of debt? Are you tired of skipping family vacations and experiences because you just can’t afford it? Do you want to pay of debt AND still prioritize making special memories with your kids while they’re young? Hey, I’m Krista and I’m so excited you’re here with me at Money Mindful Moms. I remember staring down our 6 figures of debt thinking I had failed my family and I was so over money always being an issue in our lives. I had a deep desire to become financially free but I didn’t want my kids to miss out on fun experiences because of my mistakes. I decided to stop believing I wasn’t capable of leading my family out of debt and started taking steps to pay off a mountain of debt on a modest income,without giving up special family experiences and I’m here to teach you everything I’ve learned about paying off debt, growing your income, and saving money as a busy mom. Inside this podcast you will find simple ways you can lighten the financial load of motherhood, money mindset shifts for busy moms, money myths that may be keeping you stuck, and inspiration for fun family experiences that don’t break the bank. I believe you can be the hero for your family and go from ”just getting by” to thriving. There’s no time to waste! Let’s jump in. Want to work with me? My group coaching program called The Overflow Program is open for enrollment 4 times per year. Learn more here: www.subscribepage.io/sVBhpO Learn: www.moneymindfulmoms.com Connect: moneymindfulmoms@gmail.com Instagram: @moneymindfulmoms Grab my freebie! A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals. This was a fun one! Snag it here: www.subscribepage.io/6FAUhx

  1. 5D AGO

    131. Automating your finances- If you want to spend less time managing your money, here are 3 things I'd automate first

    Hi friend,  Let me guess... you're busy?!   So that means you don't have time to waste on inefficient money management tasks, right?   In today's episode I share with you 3 things I'd automate first to save you time (and brain space.) Plus I share why you want to focus on these 3 things first.  Here's a recap of the episode: 1. Savings (and investments if you're investing) 2. Debt payoff 3. Any recurring bills  And the biggest take away of all is you need to know your numbers to know exactly how much you can put towards savings or debt, and to know you can set up your bills on autopay and have the money in your account to pay them.  If you need help with that, I'll be dropping 1:1 budgeting session openings in the Money Mindful Moms Club next month.  These are sessions where you and I can do a deep dive into your numbers together and I can help you map out a plan based on your goals.  Make sure you're in the club to grab one of the open spots.  Cheers to saving time (and precious mental real estate) xo,  3 Krista----more---- ps. Did you hear about the NEW Money Mindful Moms Club? The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! 3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmoms

    12 min

  2. MAR 18

    130. You need a side hustle in 2025. How to pick an additional income stream when you have no idea where to start

    Hey friend! Listen, I will never be the one to use fear tactics to motivate you to make changes with your finances.  But I will unapologetically tell you that burying your head in the sand and hoping for the best isn't the move either.   I'll shoot you straight... you need a side hustle.  An additional income stream.  More money, honey.  Whatever you want to call it. There's a lot up in the air right now in the world and I am really hoping everything falls into place, and if it does, then you'll just be further along towards your goals with the extra money you started making.  But if it doesn't, you'll need this money and you'll be so glad you have it.  So where to begin even choosing something?  In this episode I give you 3 questions to ask yourself to help you figure it out.  1. What do people compliment you on? 2. What hobbies do you have that you could monetize? 3. What things are you already doing in your day-to-day that you could monetize? We just scratched the surface in this episode but next month in the Money Mindful Moms Club we'll be diving in fully to the topic of increasing your income so I hope you'll join us in the club! Love you. Mean it.  Glad you're here. xo,  3 Krista----more---- ps. Did you hear about the NEW Money Mindful Moms Club? The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! 3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmoms

    16 min

  3. MAR 11

    129. What you can do as a mom in an uncertain economy to feel more secure

    Hey friend! Egg prices.... am I right?!   Not just that but there's a lot to consider right now with everything going on in the world, especially as a mom who wants to make sure her family is secure.   So today I'm talking about some dos and don'ts for life in 2025.   In this episode I reference:  The Money Mindful Moms Club.  Pop in and grab what you need, when you need it.  It's designed to take the guess work out of your plan for progress towards your money goals.   My affiliate link for my High Yield Savings Account.  In today's episode I mentioned putting your emergency savings in a High Yield Savings Account.  You can earn an up to $200 bonus using my referral code kristan040128! Select a savings account or CD, and enter code kristan040128 during the quick sign-up process to be eligible. Terms and conditions apply. The biggest message I want you to take away from this episode is to be proactive and control what you can control.  You've got this! xo,  3 Krista----more---- ps. Did you hear about the NEW Money Mindful Moms Club? The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! 3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmoms

    14 min

  4. MAR 4

    128. Spring Break on a budget- Here are 3 things I would do now if I wanted to make the most of my family time this spring break without spending any money

    Happy March! Do you have plans for the upcoming Spring Break?  Before you get tempted to spend money you don't have to make it magical for your kids, I want you to listen to today's episode.   In this episode I share 3 things you can do now to start planning fun family experiences that cost little to nothing.   PLUS in March I'll be giving you an action item for each episode (because sometimes we all need a little challenge to get us into action) so stay tuned until the end of the episode for your homework assignment that will help you take what you learn in this episode and put it into practice in your own life.  Sound good?! Glad you're here, and I hope to see you over in the Money Mindful Moms Club this month where we're focusing on cutting our grocery budgets because we'd rather have those extra hundreds of dollars every month going towards something way cooler than groceries. xo,  3 Krista----more---- ps. Did you hear about the NEW Money Mindful Moms Club? The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! 3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmoms

    15 min

  5. FEB 25

    127. Life updates- 3 Major expenses we have coming up this year and what we're doing to prepare

    Hey friends,  Today felt like a good day to share a little of our own money goals this year.  In today's episode I share 3 big things we have coming up (that have hefty price tags attached) and what we're doing to prepare.   Plus, I share what the March theme is going to be inside of the Money Mindful Moms Club!  We're saving a seat for you there.  If you want to join us, all the details are below.  xo,  3 Krista----more---- ps. Did you hear about the NEW Money Mindful Moms Club? The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! 3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmoms

    13 min

  6. FEB 18

    126. How do you learn to be "good with money" when it doesn't come naturally? A pep talk from Krista

    Hey Friends! I'm so excited to be back today for a solo episode with a quick pep talk.  Have you ever felt like money just isn't your thing because it doesn't come naturally to you?  Maybe you have watched people win with money and thought how the heck do they do that?   First of all, you're not alone.   But most importantly, you can change that.  And in today's episode I share how I was recently reminded by watching someone win on social media that the answer is probably a lot closer than you think.  Believing in you! xo,  3 Krista----more---- ps. Did you hear about the NEW Money Mindful Moms Club? The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! 3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram: @moneymindfulmoms Tik Tok: @moneymindfulmoms

    9 min

  7. FEB 11

    125. A Money Management system for your kids. How to teach your kids good money habits at any age with Emily from Raising Little Millionaires

    You want your kids to learn to handle their money, right?  But... how?  An allowance?  Piggy bank?  But what about teaching them how to save and spend and give?  On today's episode we're learning how to do this at any age with Email from Raising Little Millionaires. Emily Holthaus is a self-taught money enthusiast, reformed overspender, and former educator with a background in curriculum design. After making every money mistake in the book and working her way from debt toward financial independence, sherealized that she wanted a different story for her own kids. When she couldn't find the resources or community she craved to teach them positive money habits, she decided to create it herself. Now, through Raising Little Millionaires, she helps busy parents teach their kids empowering money mindsets and habits that will set them up for lifelong success. To learn more from Emily check her out on Instagram and head to her website to grab her E-Book https://www.raisinglittlemillionaires.com/  https://www.instagram.com/raisinglittlemillionaires/   Here's to re-writing the money stories for ourselves and our kids! 3 Krista----more----   Did you hear about the NEW Money Mindful Moms Club? The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! 3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram: @moneymindfulmoms

    31 min

  8. FEB 4

    124. The Homestead Challenge- How incorporating some homesteading principles can save you money with Brittany Gibson

    *** This Podcast is NOT financial advice.  It is simply for educational purposes*** Have you ever seen homesteading accounts and wondered if you could try to do some of those things to save money, but the more  you look into it, the more overwhelmed you get?  I have always been intrigued by the idea of saving money by making some things from scratch, but I don't have the time or money to be all in on in like I see a lot of homesteaders are.  When I first listened to Brittany Gibson's podcast where she shares about her Homestead Challenge, I knew I had to have her on the podcast because she teaches doable homesteading principles geared towards intentional living and finding contentment.   In this episode Brittany shares: - How homesteading can save you money. - What to start with if you're limited on time and money.  - How to incorporate this into your lifestyle when you have young kids.  And Brittany was so nice to share some of her resources with us: https://thehomesteadchallenge.com@brittanylgibson on InstagramPodcast: The Homestead Challengebit.ly/homesteadfreebies (freebie library) Brittany's Bread Recipe shared in the episode ----more---- Did you hear about the NEW Money Mindful Moms Club? The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community.  The Money Mindful Moms Club will feature: - A monthly theme along with action items and challenges to get you into action making changes in your own life. - A calendar of virtual events each month including classes, expert guest speakers, Q&A's with Krista, and more.  - A growing resource library with printables and other materials for you to grab whenever you need.  - We plan to add more as the club grows So how much is it to be in the Money Mindful Moms Club?   That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.   This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.   It's now open for you to join and we're just getting started!  Click here to join The Money Mindful Moms Club Can't wait to be club friends with you! 3 Krista ----more---- Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more---- More resources: Connect: moneymindfulmoms@gmail.com Instagram: @moneymindfulmoms

    22 min
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Are you ready to finally break free from a never ending cycle of debt? Are you tired of skipping family vacations and experiences because you just can’t afford it? Do you want to pay of debt AND still prioritize making special memories with your kids while they’re young? Hey, I’m Krista and I’m so excited you’re here with me at Money Mindful Moms. I remember staring down our 6 figures of debt thinking I had failed my family and I was so over money always being an issue in our lives. I had a deep desire to become financially free but I didn’t want my kids to miss out on fun experiences because of my mistakes. I decided to stop believing I wasn’t capable of leading my family out of debt and started taking steps to pay off a mountain of debt on a modest income,without giving up special family experiences and I’m here to teach you everything I’ve learned about paying off debt, growing your income, and saving money as a busy mom. Inside this podcast you will find simple ways you can lighten the financial load of motherhood, money mindset shifts for busy moms, money myths that may be keeping you stuck, and inspiration for fun family experiences that don’t break the bank. I believe you can be the hero for your family and go from ”just getting by” to thriving. There’s no time to waste! Let’s jump in. Want to work with me? My group coaching program called The Overflow Program is open for enrollment 4 times per year. Learn more here: www.subscribepage.io/sVBhpO Learn: www.moneymindfulmoms.com Connect: moneymindfulmoms@gmail.com Instagram: @moneymindfulmoms Grab my freebie! A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals. This was a fun one! Snag it here: www.subscribepage.io/6FAUhx

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